The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn’t cover debts you incurred to run a business. Contact us today with...
If you’re behind in paying your bills, or a creditor’s records mistakenly make it appear that you are, a debt collector may be contacting you. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the Fair Debt...
With so many famous athletes declaring bankruptcy, the case of former Major League Baseball all-star Lenny Dykstra (New York Mets, Philadelphia Phillies) is notable by its complete disregard of the authority of Bankruptcy Court. Lenny has...
PRE-BANKRUPTCY PLANNING The law allows parties, prior to bankruptcy, to plan for the eventuality. This may include the transfer of assets that would otherwise be covered by your bankruptcy and become part of the estate. When you do this, you...
7 Bankruptcy Mistakes to Avoid The actions an individual takes leading up to filing bankruptcy can drastically affect his or her ability to get a “fresh start“. By avoiding these seven mistakes, one can travel successfully through the bankruptcy...
LOSE YOUR SECOND MORTGAGE FOR GOOD Chances are, if you bought a home in the past 5 years and financed with an 80/20, where there was an 80% first mortgage and 20% second mortgage, that you can entirely “strip off” that second mortgage and other...
